Milind Daraniya

Loan EMI Calculator

Calculate EMI, view amortization schedule, simulate extra monthly payments or one-time prepayments and export the schedule. Includes sensible defaults & limits per currency (INR/USD/EUR).

EMI Calculator

Accurate • Amortization • Exportable
Min/Max values adjust based on currency selection.
Typical ranges: Home ~6-10%, Personal ~10-24% (INR).
Max tenure for INR capped at 30 years (360 months). Currency-specific limits apply.
Optional - extra monthly contribution or one-time prepayment to reduce interest/tenure.
Print
Notes

EMI is calculated using the standard amortization formula. Extra monthly payments reduce principal every period; one-time prepayment will be applied at the specified month number. Limits and defaults are set to commonly used ranges in India/International markets.

Summary
EMI
Total Interest
Total Payment
Estimated Tenure
Export as PDF

Principal Interest
Amortization Schedule
# Payment Date Payment Principal Interest Extra Balance